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What is consumer protection?
Consumer protection is a group of laws that have been put in place to make sure that consumers are treated fairly. The laws also ensure that trade is fair and that information within the marketplace is accurate. Consumer protection lawsuits can help ensure consumers are treated fairly, and to prevent companies that engage in fraud and unfair practices from gaining an advantage over other companies.
FACTA and debt collection violations are two common cases of consumer protection law disputes.
The Fair and Accurate Credit Transactions Act or FACTA was passed in 2003. FACTA violations occur when vendors print too much credit card information on credit card receipts which can put consumers at risk of fraud.
FACTA violations mandate awards for damages in the order of $1000 per violation, even if the consumer did not suffer any injury such as identity theft or credit card fraud.
Debt Collection Violations
Debt collectors have to follow certain rules when collecting a debt. If they do not follow the rules then they will commit a debt collection violation, and in these cases individuals are well within their rights to seek legal help from an experienced team of lawyers such as ours.
Debt collectors must not communicate with a consumer in connection with the collection of any debt without the prior consent of the consumer given directly to the collector, or the permission of a court?
If you have been the victim of a consumer protection violation then seeking the help of a lawyer is the way to go. Our lawyers have experience in a range of consumer protection related cases that include fraud, debt collection violations and FACTA violations. So, you can be sure that you are with the best. Contact us now.